DREAM HOME PURCHASE

DREAM HOME PURCHASEDREAM HOME PURCHASEDREAM HOME PURCHASE

DREAM HOME PURCHASE

DREAM HOME PURCHASEDREAM HOME PURCHASEDREAM HOME PURCHASE
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Welcome

There's much to see here. So, take your time, look around, and learn all there is to know about us. We hope you enjoy our site and take a moment to drop us a line.

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Tradtional mortgage loans

FHA Loan

Min 550 credit score

Great 1st time homebuyers option. Allows for a high debt to income ratio

550-579 Credit Score - 10% Down Payment Required

580 Credit Score 3.5% Down Payment

Some credit blemishes can be overlooked with compensating factors

203K Rehab Loan

Finance the full cost of repairs for your home


Conventional Loan

Min 620 Credit Score

Home Ready

3% down payment option 

5% down payment option


VA Loan

Min 550 Credit Score-FO VETERANS ONLY

100 Financing - NO DOWN PAYMENT REQUIRED

VA IRRRL

Refinance and lower your interest rate with no out of pocket expenses

VA Cashout Refi Up To 100% LTV

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USDA Loan

Min 620 Credit Score

100% Financing for all eligible rural areas.

Must meet the eligible income requirements

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non qm mortgage loans

Bank Statement Loan

Min 640 Credit Score 12 or 24 month options

We will use your bank deposits to income qualify you for the loan.


DSCR Loan

Investors Dream Loan-No income required Min 660 Credit Score

Schedule a consultation for details


No Debt-No Income Loan

No tax returns, No W2's, No paystubs needed

Schedule a consultation for details

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Down payment assistance

House Charlotte

Min 580 Credit Score

Must purchase in Charlotte City area

Must meet income and area requirements

Up to $30,000 in assistance if you qualify

Funds can be used for down payment and closing costs


NCHFA

Min 640 Credit Score

NC Home Advantage

Provides qualified individuals with assistance up to 3% of the loan amount

NC 1st Home Advantage

Provides up to $15,000 in down payment assistance

CPLP

Additional $50,000 in funds available for eligible buyers

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DREAM HOME PURCHASE

331 E MAIN ST ROCK HILL SC 29730

Homecomings Mortgage & Equity

Copyright © 2025 DREAM HOME PURCHASE - All Rights Reserved.

 American Neighborhood  Mortgage Company Acceptance Company LLC NMLS338923 EQUAL HOUSING OPPORTUNITY

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